Episode 18 - A Luxury Brand in the Metaverse - Greengage

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EPISODE 18 – A LUXURY BRAND IN THE METAVERSE

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Service Supplier Dependent (as notified to you).

Caxton

Greengage Global Holding Ltd (“Greengage”) has been appointed as a partner of Caxton Payments Limited which is authorised and regulated by the Financial Conduct Authority for FSMA authorised business (FRN: 431844) and for the issuing of electronic money and payment services (FRN: 900663). Registered office: 2 Leman St, London, E1 8FA, UK. The UK Financial Services Compensation Scheme (FSCS) does not apply to funds held in electronic money accounts

Modulr

If you are based in the United Kingdom (UK) Greengage Global Holding Ltd (“Greengage”) has been appointed as a distributor of Modulr FS Limited which is regulated by the Financial Conduct Authority (FCA) as an Electronic Money Institution (FRN: 900573). The UK Financial Services Compensation Scheme (FSCS) does not apply to funds held in electronic money accounts. If you are based in Europe, Modulr Finance B.V. (together with Modulr FS Limited, “Modulr” as relevant) is the principal for all payment / electronic money services. Modulr Finance B.V. is authorised and regulated as an electronic money institution by De Nederlandsche Bank with authorisation number R182870. The Dutch Deposit Guarantee Scheme (DGS) does not apply to funds held in electronic money accounts.

In both the UK and Europe, customer money is always kept separate from the corporate funds or 'own-funds' of Modulr FS Limited, Modulr Finance B.V. and/or Greengage. This is because your funds will be held in one or more segregated accounts with either Modulr FS Limited or Modulr Finance B.V and safeguarded in line with the Electronic Money Regulations 2011 in the UK and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) in Europe. For more information please see the linked below PDF's. This is required by law and is known as Safeguarding. As part of its safeguarding obligations under the relevant regulations, Modulr is required to safeguard an amount equal to all e-money issued on its platform with a central bank or permitted creditor institutions. In addition, and as required and set by the regulations, they must also hold a regulatory buffer.

UK Safeguarding Explanation

Europe Safeguarding Explanation

Greengage. Modulr FS Limited or Modulr B.V. never lend out your money like a retail bank. Greengage is not a bank and does not offer traditional banking services. If Modulr FS Limited and/or Modulr Finance B.V. were to become insolvent, then the funds returned to Greengage’s clients would only be less than the total held in their account(s) if the costs to arrange repayment and the costs of administrators coordinating the return of customer funds exceeded the regulatory buffer that Modulr FS Limited and Modulr Finance B.V are required to hold.

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