Legal Policy - Greengage

Legal Policy

Greengage Global Legal Information Terms of Website Use 1. About us and the Website
  • By accessing this website (the “Website”), which is run by Greengage Global Holding Ltd (Greengage) you are indicating that you have read, acknowledged and agree to be bound by the terms and conditions of the Terms of Use section.
  • Greengage Global Holding Ltd is registered in England and Wales (company registration number 11904803). The registered address is 9 Little Trinity Lane, London, England, EC4V 2AD.
  • Our Website is made available free of charge.
2. About the terms of use
  • Before you start to use our Website, please read the following pages (and the documents referred to in it) carefully. They will tell you the terms on which you may make use of our Website and explain certain legal and regulatory restrictions applicable to any future investment opportunities that may be described on this Website.
  • By using our Website, you confirm that you accept these terms of use and that you agree to comply with them. If you do not agree to the terms of use, please do not use our Website.
  • If you at any point enter into a contract with us for financial services or products, separate terms and conditions will apply to those.
  • These terms of use refer to the following additional terms, which also apply to your use of the Website: our Privacy Policy, which sets out the terms on which we process any personal data we collect from you, or that you provide to us. For information about our privacy policy, see Data Protection below. Our Cookie Policy, which explains our use of cookies. For information about cookies, see Cookies below.
  • We may make changes to these terms of use from time to time, for example to comply with new or updated laws or regulations or new functions on our Website. If these terms are updated, the new version come into force, and will be enforceable, from the day it is uploaded on this Website. Whenever you access the Website, please check these terms of use to read the version which applies to you at that time. We recommend that you print a copy of these terms of use for future reference.
3. Accessing the Website and changes to it
  • We may update the information on the Website from time to time, although please note we are under no obligation to update it. However, we cannot confirm that the information is accurate, complete or up-to-date at any given time and, as stated above, you must always speak to an independent financial advisor if you wish to obtain investment advice. We may update or remove information from time to time for business reasons, for example because the subject matter is no longer relevant.
  • Because this Website is for information purposes only, and is provided free of charge, access to it is not permanent or guaranteed. Accordingly, we may withdraw or remove what we provide on the Website, or we may close it, for business reasons. From time to time, we may restrict or suspend access to some parts of our Website, or the entire Website, for example for maintenance purposes.
  • If you choose, or if you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential and you must not disclose it to any third party. Because security and access rights are important to us and you, we have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.
  • You are required not to introduce any data, by any means available, onto the Website which would or may modify or harm the content or the display of the information, presentation or structure of the Website.
4. Client Categorisation
  • Where appropriate and applicable products and services are aimed at “Professional Clients” as defined under section 3.5.2 of the Conduct of Business Sourcebook of the Financial Conduct Authority (“FCA”) Handbook. Please refer to the FCA website. Greengage reserves the right to amend this definition in line with possible amendments to chapter 3.5 of the Conduct of Business Sourcebook of the FCA Handbook. In the event that you do not or would not classify yourself as a “Professional Client” please contact an Independent Financial Adviser or another appropriate person who is authorised to provide an independent professional advisory service.
5. Information not recommendation or offer
  • The information contained in this Website is for general information purposes only. It is not intended to amount to advice on which you should rely or to amount to any recommendation.
  • Nothing on this Website constitutes an offer to sell, a solicitation, or an offer to buy, any investment, securities, funds, financial instruments, products or services, or to engage in any other transaction, or to provide any investment advice, recommendation or service.
  • You must obtain independent professional or specialist advice before making any decision or taking (or refraining from) any action (including among other things to purchase a financial product or service, enter a contract for the same, or make any decision after you have entered such a contract).
  • We may refuse any requests for further information we receive.
  • Any opinions expressed on this Website, whether in general or in a wider economic context, represent the views of the contributor at the time of preparation. These opinions may change from time to time. They should not be interpreted as investment advice or as a recommendation.
  • We are not authorised to provide investment advice. If you are unsure of the suitability of any investment opportunities contained or mentioned in this Website or associated links please contact an Independent Financial Adviser or another appropriate person who is authorised to provide an independent professional advisory service.
6. Country restrictions
  • The information contained in this Website is directed only at persons or entities in any jurisdiction or country where access to that information and the use of it is not contrary to or in breach of local law or regulation. Please ensure that you comply with all applicable laws and regulations of any relevant jurisdiction when accessing the information contained in this Website, as legal obligations will apply to you as well as to us.
7. No liability for third party websites
  • The Website may contain links to content which is generated by third party websites. These links are provided for your information and convenience only, and do not amount to a recommendation or endorsement by us of that third party or its website. Please note that we have no control over the content of a third party website, and we have not verified the accuracy of any content on such third party website. Accordingly, we are not liable for the content or availability (or lack of availability) of such third party websites or for the consequences of your use of it.
8. About cookies
  • Accessing the Website will create a “Cookie”. A cookie is a small amount of data which is transferred to your browser by a web server. Cookies may be used to recognise you and facilitate your access to the Website without the need for you having to state your preferences again. Cookies may also be used to remember your activities and facilitate navigation as well as being used to track your visits to this Website.
  • You have the ability to accept or decline cookies by modifying the settings in your browser. Details of how this can be achieved can be found in your browser’s ‘Tools’ menu. However if you decline cookies you may find that you cannot access some parts of the site or the website will not function properly.
  • For full information, please read our Cookies Policy.
9. About your data
  • In order to access certain features of this Website, you may be required to provide information about yourself including, among other things, your email address. For information about how we may use your personal data, please read our Privacy Policy.
10. Our intellectual property rights
  • You may copy and download extracts, of any page(s) from our Website for your personal reference only.
  • You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use the illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
  • Our status (and that of any identified contributors) as the authors of material on our Website must always be acknowledged. You must not in any way use any part of the materials on our Website for commercial purposes without obtaining a licence from us to do so.
  • If you print off, copy or download any part of our Website in breach of these terms of use, your right to use our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
11. Linking to this Website
  • To let us know that you are providing links to our Website on an external source, then please contact us at Greengage reserves the right to end the link at any time for operational or reputational reasons.
12. No liability
  • These terms exclude or limit our legal liability for the Website, as far as the law permits us to do so. Please take the time to read them carefully.
  • We do not exclude our duties and liabilities under the Financial Services and Markets Act 2000 and any FCA conduct of business rules which may apply to us.
  • Although we have taken reasonable steps to ensure that the information on the Website is accurate, we do not give or make any warranty or representation (whether express or implied) that any such information is accurate, timely, complete or available. We will not be liable to you for any loss or damage whatsoever and however it arises as a result of your use of or reliance on the information on the Website, or for your inability to access or use the Website for any period of time.
  • If you are a private individual, please note that we only provide our Website for private and personal use and information purposes only. You agree not to use our Website for any commercial, professional, trade, or business purposes, and we will not be liable to you for any loss of profit, loss of business, business interruption, or loss of business opportunity, however this arises.
  • If you are a business, please note that: we will not be liable for any loss of profits, sales, business or revenue, business interruption, loss of anticipated savings, loss of business opportunity, goodwill or reputation, or wasted management time. We will also not be liable for any indirect or consequential loss or damage. Our liability to you is limited to the maximum extent permitted under applicable law.
  • We use reasonable efforts to ensure that our Website is free from viruses and other malicious or harmful content. However, we do not represent or warrant that your use of this Website (including any content on it or any third party website accessible from it) will be error free, delay free, or will not cause damage to your computer or other device. It is your responsibility to ensure that you have the right equipment (including antivirus software) to use the Website safely and to screen out anything that may damage or harm your computer or other device. Except where required by applicable law, we will not be liable to any user for any loss or damage they suffer as a result of viruses or other harmful content that they access from or via the Website.
13. Communications
  • Your communications to us through the Greengage website shall not be deemed to have been received and we will not be obliged to act on it until we have actually received the communication.
  • Where a communication has been corrupted or is incorrect, it is your responsibility to re-transmit your communication to us as soon as reasonably possible. Any re-transmitted communication should be clearly identified as a corrected communication. You are generally responsible for the completeness and accuracy of communications sent to us using the Greengage website.
  • We advise you to store and maintain secure copies of all of your communications made using the Greengage website. It is not our responsibility to keep copies of these communications.
14. Governing Law & Jurisdiction
  • Subject as set out below these terms of use, the Website and any information contained in it will be governed by English law, and the courts of England and Wales will have non-exclusive jurisdiction to hear any dispute arising from these.