Greengage, the digital finance platform, is pleased to announce a strategic collaboration with BNPL Pay, a cutting-edge provider of embedded credit infrastructure. This partnership will harness the complementary strengths of both firms to advance inclusive access to credit for SMEs and individuals through a blend of traditional and digital financial services.

The collaboration spans several critical areas of innovation:

• Accounts and banking infrastructure: Greengage will provide business accounts to BNPL Pay, supporting their operational and client needs.
• Banking node integration: Greengage is evaluating becoming a banking node for BNPL Pay, facilitating linking of lenders and borrowers on the blockchain.

• Private credit innovation: The firms will collaborate on extending Greengage’s credit offering—including crypto-backed lending, SME invoice financing, and tokenized private credit. This initiative builds upon Greengage’s recent milestone transaction which was executed via Coinbase Diamond, demonstrating the power of digital platforms in transforming access to debt markets.

Sean Kiernan, CEO of Greengage, commented: 

“Our collaboration with BNPL Pay reflects our shared commitment to the future of intelligent finance. By combining Greengage’s digital infrastructure and credit innovation with BNPL Pay’s embedded lending capabilities, we’re laying the groundwork for more accessible and programmable forms of finance. This includes tokenizing private credit for SMEs and embracing crypto-native collateral structures, helping close the credit gap for underserved businesses.”

Tim Bullman, CEO of BNPL Pay, added:

“Greengage is a natural partner for us—deeply aligned in values and vision. Their approach and pioneering work in areas like crypto-backed lending and tokenized debt infrastructure make them ideal collaborators. We’re excited to explore new ways to bring real-world credit products into the digital economy through this partnership.”

This partnership forms part of Greengage’s broader commitment to building digital finance fit for the Web3 era, integrating traditional financial safeguards with next-generation digital asset capabilities. For BNPL Pay, it marks a significant step in embedding trust and compliance into its scalable credit infrastructure, ensuring that its platform remains future-ready as regulation and demand evolve globally.

About Greengage

Greengage is a digital finance pioneer, that provides a platform of relationship-based e-money account services to entrepreneurs, SMEs, family offices, and digital asset firms to the highest ethical, secure and compliance standards. Alongside e-money account services, Greengage provides clients access to a B2B lending platform offering digital sources of money. Greengage’s tailored services are delivered by people, empowered by technology.

About BNPL Pay

BNPL Pay provides embedded credit infrastructure for platforms and financial institutions, enabling the instant offering of buy-now-pay-later and other credit products via APIs. BNPL Pay is focused on building a more inclusive credit ecosystem, powered by automation, transparency, and intelligent data.

For more information, please visit: https://bnplpay.io/

For media enquiries, please contact: suzanne.molloy@greengage.co